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Consumer Loans

Smart loans. Smart People.

Mortgage Loans

Let us help you finance your next home.

Whether you’ve already found the perfect home, want to build your dream home, or just want to get pre-qualified to know your budget, we’re happy to answer your questions and help you through the process. Read about what to expect and explore our online resource center. We look forward to working with you.

If you’re ready to get started, applying online is as easy as 1-2-3.

You can apply now in as little as 20 minutes, or start the process and return to finish later.

  1. Click "start application" and complete the application.
  2. When you complete and submit the application your information will be reviewed.
  3. A Bank of American Fork Mortgage Loan Originator will follow up to answer your questions.

We offer free pre-qualifications, so you can shop for your home with greater confidence.

Our goal is to provide the highest level of service at competitive rates. Our Mortgage Loan Originators are only a phone call away if you need help. Contact us at 801.642.3127.

Which mortgage loan is right for you?

We offer a variety of mortgage loans to fit your specific needs. Click on any of the loan types to view a brief description, and view today’s rates on the right of this screen. For additional details and applicable disclosures click on any of the rates on the right of the screen.

  • Fixed Rate - 30 Year Fixed Rate, 20 Year Fixed Rate, 15 Year Fixed Rate
  • Adjustable Rate - 5 Year Adjustable Rate
  • FHA - 30 Year Fixed Rate, Federal Housing Administration
  • Rural Housing - 30 Year Fixed Rate, United States Department of Agriculture
  • VA - 30 Year Fixed Rate, Federal Veteran’s Association

We also offer second-home/investment mortgage loans and jumbo mortgage loans. Contact a loan officer if you’d like to discuss which program is right for your specific situation.

Bank of American Fork Mortgage Benefits

We offer many advantages over other mortgage lenders. You’ll have access to our mortgage professionals for questions and advice through email, by phone, and through text. If you qualify, we can approve your mortgage quickly because our mortgage processing, underwriting, and funding are done within the bank by our trusted employees. We also work with appraisers and title companies to help facilitate a simple and seamless experience for our customers.

Bank NMLS # 410437

Today's Featured Rates

30 Year Fixed Rate
 Rate  APR  Points
 3.625%  3.756%  0.569%
 3.750%  3.845%  0.115%
20 Year Fixed Rate
 Rate  APR  Points
 3.500%  3.706%  0.766%
 3.625%  3.749%  0.048%
15 Year Fixed Rate
 Rate  APR  Points
 3.000%  3.247%  0.673%
 3.125%  3.298%  0.159%
5 Year Adjustable Rate
 Rate  APR  Points
 3.750%  4.368%  0.645%
 3.875%  4.393%  0.405%
 4.000%  4.419%  0.165%

Get Quote Rate Watch